1. Turn Your TSP Funds into Lifetime Income – The Thrift Savings Plan (TSP) is a great tool for retirement savings, but it does not guarantee lifetime income. By rolling your TSP funds into an annuity, you can grow your money tax-deferred and receive consistent payments for life, ensuring your retirement funds never run out.

2. Protect Your Family with Final Expense Insurance – Combining an annuity with life insurance and final expense coverage ensures that your loved ones are financially protected when they need it most. Certain policies even offer cash value growth, allowing you to access funds when needed.

3. Guaranteed Financial Security & Retirement Planning – Unlike the TSP, which is subject to market fluctuations, annuities provide consistent returns and protection from stock market volatility. Pairing an annuity with life insurance, term life, and final expense policies ensures your family is covered no matter what happens to the economy.

4. Tax Advantages & Estate Planning – Both annuities and life insurance offer strategic tax benefits, helping you pass on your wealth efficiently while reducing tax burdens. Unlike TSP, which has Required Minimum Distributions (RMDs) starting at age 73, annuities can provide more flexibility in how and when you access your money.